Company overview

O Finance SAL is a licensed Lebanese financial institution, registered under Commercial Register No. 71506/Beirut and regulated by the Central Bank of Lebanon (BDL) under registration No. 48. The institution specializes in consumer lending, offering a diverse range of financial solutions designed to support everyday needs and long-term goals.

At O Finance, prudence meets innovation. We combine disciplined risk management with agile thinking, strong governance with sustainable growth, and regulatory compliance with customer-centric service. Backed by deep local market expertise, we are committed to providing thoughtfully structured financial offerings that empower our clients, strengthen their financial resilience, and build lasting confidence.

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Responsible lending is

central to everything we do.

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At O Finance, we believe financing should empower progress, not create a burden. We provide responsible and transparent financial solutions that support individuals and small businesses in achieving their goals while fostering long-term financial well-being. Guided by prudent risk management and a customer-first approach, we help our clients move forward with clarity and confidence.

Mission

Deliver tailored lending solutions with a commitment to exceptional service, responsible lending, and transparency, all while leveraging the latest technology to enhance customer experience and financial empowerment.

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Vision

Become a leading and trusted financial institution in Lebanon, empowering individuals and businesses through transparent, responsible, and innovative lending solutions that promote financial inclusion and support sustainable economic growth.

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Our core values inspire us to provide better and more meaningful financial solutions to every customer we serve.

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Integrity

We operate with transparency, honesty, and accountability in every aspect.

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Innovation

We embrace the power of technology to create simple, secure, and modern lending experiences that address the evolving needs of our clients.

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Customer-centricity

We listen carefully and design solutions that are genuinely aligned with the unique goals and aspirations of our customers.

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Accessibility

We are committed to expanding financial services to underserved communities, making essential resources available to those who need them most.

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Sustainability

We advocate responsible and transparent lending practices that promote long-term economic and social well-being.

Leadership

At O Finance, we serve as a trusted lending partner, helping each customer turn plans into progress. From the strategic oversight provided by our Board of Directors to the operational expertise of our Management Team, we uphold the highest standards of corporate governance and ethical conduct, ensuring that we always do business the right way.

Board of Directors

Hikmat Abou Zeid
Hikmat Abou Zeid
Chairman - General Manager

Joya Mouawad
Joya Mouawad
Board Member
Naji Abou Zeid
Naji Abou Zeid
Board Member

Executive Management

Nehme E. Abi Aad
Nehme E. Abi Aad
Chief Executive Officer